{"id":3929,"date":"2025-05-05T10:09:58","date_gmt":"2025-05-05T08:09:58","guid":{"rendered":"https:\/\/trackboxx.com\/?p=3929"},"modified":"2025-05-05T10:09:59","modified_gmt":"2025-05-05T08:09:59","slug":"payment-provider-online-shops-comparison","status":"publish","type":"post","link":"https:\/\/trackboxx.com\/en\/zahlungsanbieter-onlineshops-vergleich\/","title":{"rendered":"Comparison of payment providers for online shops - which solution is right for you?"},"content":{"rendered":"

If you run an online shop<\/a>you want one thing for sure: that your customers Simple, safe and convenient<\/strong> be able to pay. This is exactly where payment providers come into play - also known as Payment Service Provider (PSP)<\/strong> or Payment Gateway<\/strong>.<\/p>\n\n\n\n

This article will give you an overview of the most important payment providers, their differences and what you should look out for when making your choice.<\/p>\n\n\n\n

Why do you need a payment provider at all?<\/h2>\n\n\n\n

Payment providers take care of everything to do with money in the background:<\/p>\n\n\n\n

    \n
  • Enable credit card payments<\/strong><\/li>\n\n\n\n
  • Integrate PayPal, Klarna & Co.<\/strong><\/li>\n\n\n\n
  • Secure payments (e.g. in the event of attempted fraud)<\/strong><\/li>\n\n\n\n
  • Manage refunds<\/strong><\/li>\n\n\n\n
  • fulfil legal requirements such as PCI-DSS<\/strong><\/li>\n<\/ul>\n\n\n\n

    In short, they take a lot of technical and legal work off your hands.<\/p>\n\n\n\n

    The best-known payment providers at a glance<\/h2>\n\n\n\n

    Here are the most important players that are particularly suitable for online shops:<\/p>\n\n\n\n

    Provider<\/strong><\/td>Payment methods<\/strong><\/td>Fees (approx.)*<\/strong><\/td>Ideal for<\/strong><\/td>Special features<\/strong><\/td><\/tr>
    Stripe<\/strong><\/td>Credit card, Apple Pay, Google Pay<\/td>1.4-2.9 % + \u20ac 0.25<\/td>Modern shops & start-ups<\/td>Developer-friendly, super APIs<\/td><\/tr>
    PayPal<\/strong><\/td>PayPal account, direct debit, credit card<\/td>2.49-2.99 % + fixed amount<\/td>Widespread, popular almost everywhere<\/td>High user acceptance, quick start<\/td><\/tr>
    Klarna<\/strong><\/td>Purchase on account, instalment purchase<\/td>1.99-2.99 % + \u20ac 0.35<\/td>Higher-priced products<\/td>Risk assumption for purchase on account<\/td><\/tr>
    Mollie<\/strong><\/td>Many (incl. Sofort, Giropay, Apple Pay)<\/td>from 1.8 % + \u20ac 0.25<\/td>Flexible & international<\/td>Simple integration, many options<\/td><\/tr>
    Shopify Payments<\/strong><\/td>Credit cards, Klarna, Apple Pay<\/td>like Stripe (integrated)<\/td>Shopify shops<\/td>Directly integrated, saves transaction fees<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    *Fees vary depending on country, volume and tariff.<\/p>\n\n\n\n

    What should you look out for?<\/strong><\/h2>\n\n\n\n

    Here are a few important selection criteria:<\/p>\n\n\n\n

      \n
    • Target group & payment behaviour:<\/strong> Young customers often pay with Apple Pay, older customers tend to pay by invoice.<\/li>\n\n\n\n
    • Internationality:<\/strong> Do you need currencies & payment methods outside Germany?<\/li>\n\n\n\n
    • Integration into the shop system:<\/strong> Does the provider integrate well with Shopify, WooCommerce or Shopware?<\/li>\n\n\n\n
    • customer experience:<\/strong> The simpler the checkout, the higher the conversion.
      <\/li>\n<\/ul>\n\n\n\n

      ? Our conclusion:<\/strong><\/h2>\n\n\n\n

      There are not the one best payment provider<\/strong> - but the one that best suits your shop. Many retailers combine several providers, e.g. Stripe plus<\/em> PayPal to cover all customer needs.<\/p>","protected":false},"excerpt":{"rendered":"

      Wenn Du einen Onlineshop betreibst, willst Du eines ganz sicher: dass Deine Kund*innen einfach, sicher und bequem bezahlen k\u00f6nnen. Genau hier kommen Zahlungsanbieter ins Spiel \u2013 auch bekannt als Payment Service Provider (PSP) oder Payment Gateway. In diesem Artikel bekommst Du einen \u00dcberblick \u00fcber die wichtigsten Zahlungsanbieter, ihre Unterschiede und worauf Du bei der Auswahl […]<\/p>\n","protected":false},"author":1,"featured_media":3931,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,1],"tags":[],"class_list":["post-3929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-e-commerce","category-blogboxx"],"acf":[],"_links":{"self":[{"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/posts\/3929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/comments?post=3929"}],"version-history":[{"count":0,"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/posts\/3929\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/media\/3931"}],"wp:attachment":[{"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/media?parent=3929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/categories?post=3929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trackboxx.com\/en\/wp-json\/wp\/v2\/tags?post=3929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}